VISA

Visa payWave is the latest in secure, contactless technology. It will help you spend less time at the cash counter and give you the freedom to do the things that matter most to you.

It's easy and convenient

For transactions under ₹2,000, ‘just wave to pay’ using your Visa payWave contactless card at a Visa payWave card machine and there's no need for a signature or PIN. Visa payWave is accepted at India's leading merchants like Big Bazaar and Vishal Mega Mart. Shopping for everyday items has never been easier.

Safe and secure

Visa payWave contactless cards are as secure as any other Visa chip card. They carry the same multiple layers of security, which ensures that you are safe from fraudulent or unauthorised transactions.

Visa payWave cards work when the card is within 4cm of the card reader and the payWave terminal can only process one transaction at a time. Because your Visa payWave card doesn't leave your hand during the transaction, you remain in control of your card at all times.

MasterCard

MasterCard Payment Gateway Services's reliable payment gateway provides fast and secure electronic credit and debit card processing.

Multiple card types, including bank cards, private label cards, Visa or MasterCard branded cards, American Express branded cards, non-PIN based

• Available to all ages without credit check.
• Protects items you purchase with your card and extends their warranty.
• Balance is automatically paid off a linked account so there is no interest incurred.

American Express

Enjoy extended payment terms

Leverage your American Express billing cycle to extend payment terms with your vendors

Complete control

Gain complete control of when and how much to pay. Payment data can also be exported for reconciliation and reporting.

Increase Payment Efficiencies

Help drive efficiency and savings by reducing paper checks and transitioning to electronic payments.

Easy implementation

BIP is an online payment platform and can be integrated into your existing payment processes, requiring no resources for implementation and no need for installation of new software. It can also take into consideration, Company specific billing and invoicing cycles.

Support Vendor Enablement

Our Vendor Enablement Team will work one-on-one with vendors and help participating vendors to accept BIP.

Paypal

PayPal is one of the largest online payment processors in the world. After rising to prominence through its partnership with Ebay, online merchants all across the Internet accept PayPal as one of their accepted methods of payments.

Those who have never used PayPal may wonder why so many people use it as their only way to pay for online purchases. After you review the following seven advantages to using PayPal to buy online, you will likely want to start using PayPal yourself.

Flexible Online Payments

Getting paid online can be a little tricky, especially for new merchants. PayPal not only allows you to take money for other PayPal accounts, it also offers your customers the option to pay via credit card. Users can send money using your email address or you can use PayPal's e-commerce features to add buttons and shopping carts to your website. People also tend to the trust the PayPal name, giving your website a bit if credibility among visitors. The company is even releasing smartphone credit card readers so that people can pay you via credit card no matter where you are.

Easy Access to Funds

Once you've received payment through PayPal and have been granted access to it, moving and using it is easy. If PayPal is linked to your bank account, you can withdraw money to your bank account and have it in three to four business days. If you've signed up for the free PayPal debit card, you can use that card anywhere debit cards are taken -- including using it with an ATM to withdraw your money. You can allow your earnings to accumulate in PayPal account, rather than using it right away, if you prefer. Lastly, many merchants allow you to pay for goods or services quickly online via PayPal.

Blurring the Bank Lines

PayPal is not a bank; it sometimes fills the same role as one, but it does not adhere to the laws and regulations of banks. Money held in PayPal is not FDIC-insured; while it offers FDIC pass-through insurance, which protects transfers to your bank, the policy states, "FDIC pass-through deposit insurance protects you only against the failure of the bank at which PayPal places your funds, and does NOT protect you against PayPal's insolvency." Not following banking rules doesn't make PayPal shady or untrustworthy; it does meet certain banking and financial regulations, including the Bank Secrecy Act and the Electronic Funds Transfer Act. But a business owner should understand exactly what they're getting when they choose to use PayPal to manage their money.

Fees and Freezes

When managing your money in PayPal, there are two main concerns: fees associated with using PayPal and knowing that PayPal can freeze your account at any time for almost any reason. The fees are a fact of life: as of September 2012, the standard fee for PayPal accounts is 2.9 percent plus $0.30 for each transaction. Other accounts offer monthly fees instead of a per-transaction fee. Freezing is a bit of a bigger concern. Users have had accounts frozen and their balance held for a number of reasons. For the most part PayPal uses freezes to protect against fraud and investigate an account they feel may engage in unlawful behavior. There's no landmark for how long an account can be frozen; some users report getting a freeze lifted within hours -- while others have taken months. While freezes shouldn't be an issue for legitimate businesses, PayPal has frozen legitimate accounts -- such as a fundraiser run by the comedy site Regresty in late 2011 -- when it finds the amount of money being sent suspicious.